The only thing predicable about life is perhaps its unpredictability. You never know what could happen at the very next turn, such is its nature. Just the other day someone was telling me about a guy in his 20s working in the same organization as mine. In fact, he was to be married in a month’s time. A wonderful impending turn in his life you would think? But do you know what happened? Well, he got diagnosed with a critical illness just days before his new life had a chance to even begin. An unexpected turn that threw his life off balance. Well, the same apparently could happen to anyone.
While illness of any nature isn’t really something one looks forward to, being ready for any eventuality is the right thing to do. Believe it or not critical illness is not something which is limited to movies or fiction, it could happen to anyone. Hence, critical illness insurance is something you and I must think about.
In keeping with the subject, today I’m going to tell you about Edelweiss Tokio Life – CritiCare+, a critical illness plan that offers the chance to take care not only of the medical expenses but also ensures that your family doesn’t have to stop living the way they are used to.
Before proceeding though, let’s talk about the 7 reasons why you should choose this plan, shall we?
- It protects you against 17 critical illness.
- Lump Sum benefit on the diagnosis of Critical illness.
- The option to claim 3 times during the policy term under Multi-claim Option
- Waivers on future premiums in multi claim option on occurrence of first claim and stay protected for the remaining term.
- Discounts on higher sum assured.
- Simplified benefit design.
- Tax benefits on premium and claim amount.
Now, let me tell you about the key differentiation that makes Edelweiss Tokio Life – CritiCare+ a health insurance worth looking into, something that helps it score more than any other plan in the market perhaps.
This product offers a Multi Claim Option apart from the regular single claim option. There are 17 critical illness which are divided into four groups under this multi claim option. Under this, the life insured can get benefit for up to 3 claims. Yes, so you could claim for up to 3 different critical illness from 3 different groups. You could think what are the odds of someone having so many ailments? But when something goes wrong, you cannot say how bad it could get. Moreover, our lifestyles these days don’t leave too much room for maneuver.
I think the Muti Claim option is something that gives an edge to Edelweiss Tokio Life – CritiCare+ from other medical insurance available in the market.
Well, I’m no expert on insurance and I have as much understanding as the next person on these complicate yet necessary products. But from what I have read about Edelweiss Tokio Life – CritiCare+, I think it is something you, me or anyone in need of a critical health insurance could look into.
