Do you have a special wish for your wedding, that #OneWeddingWish? No, I’m not talking about the perfect partner. I’m asking you about that special wish that might have something to do with perhaps a honeymoon in Maldives or a wedding trousseau by Sabyasachi. So, tell me do you have a special wedding wish?

If I could go back in time and redo my wedding again, I would have probably done that photo shoot that I didn’t. A less dramatic one but still. I would have also used a wedding loan to bear the expenses of my wedding because no parent should have to spend so much on their adult working children. Yes, even if they want to.

Weddings are about wishes being fulfilled more than anything else, the wishes of families and particularly of the two individuals taking what is probably the biggest step of their lives. Sometimes a lot of these wishes are realised because parents want to make sure their children have everything they want while embarking on this new and important journey in life. But there are also times when compromises are made because how much can parents really do? In fact, if you ask me, they should really not have to. That’s where I think wedding loans are a boon but only when it is taken by the couple and not borne by the parents.

We all know that almost every wedding is a lavish affair in India. There are so many things that go into making it memorable and I’m not even talking about the bride and the groom here. The fact is weddings are expensive no matter how much money you have or don’t. Sadly, though most of these expenses are borne by parents, some of whom are even retired. Yes, the costs of tying two adults, often working, in a matrimonial bond often rests on the shoulders of their parents. I have seen parents enduring the overheads of not only the wedding from jewellery to dresses but even the honeymoon for the couple. So, if you ask me that needs to change.

I must admit that like many people I know my parents paid for everything in my wedding. And I feel very ashamed about that. I already had a job at that point in time. So, I should not have let them do the heavy lifting even if they would have scolded me for it. The only consolation though is that we paid for our honeymoon ourselves instead of shifting the burden on our parents. If I had known about wedding loans at that point, I would not have let my parents spend their hard earned money on a wedding party. But I didn’t and I wish to right that wrong someday.

I see around me a lot of women, working women getting married and talking about the pre and post wedding photo shoot that they dream of. They talk about the honeymoon they have always thought of. They talk about buying that wedding saree worth a lot of money. And they pin all hopes on their parents to fulfil those wishes for them. Sometimes they even throw tantrums when these wishes are not fulfilled. Isn’t it enough that the parents are spending on everything from dresses to jewellery, gifts for relatives to feeding hundreds of people who would probably never be satisfied by the hospitality? So, why can’t these women, these girls and even the boys getting married take it upon themselves to fulfil their wedding wishes?

Yes, weddings are special and every couple desires for that special day to be something worth remembering forever. So take matters in your own hand especially if you are working. Take that wedding loan and do whatever you wish to do with it. To book that honeymoon, buy that dress or even go for that photo shoot. Yes, take that wedding loan that will not only fulfil your wish and make you happy but make your parents proud too. Be responsible for yourself. If you are old enough to get married, you are old enough to do that.

I look at a wedding loan as a means to do two things. Relieve the financial burden on the previous generation when it comes to wedding expenses. And then fulfil those special, often expensive, wishes of couples.

A wedding loan in my view an opportunity, one I wish I had thought of in my time. Today, you have something like the Tata Capital Wedding Loan to ensure that you not only fulfil your special wedding wish but also do it own your own. I like the sound of that. I’m not an advocate of spending much on weddings but if you have to really do it, take away the burden from your parents ( even if they say it’s not a burden for them ) and shoulder it yourself. And that’s precisely why wedding loans should be taken.

Tell me what would you do if you could take a wedding loan and fulfil that one wedding wish? What would you do differently in your wedding if you had taken a wedding loan?

Visit Tata Capital Wedding Loan Website to apply and fill in relevant details, along with the wedding wish. After a careful analysis of your profile, Tata Capital will process your loan.