When a baby is born, a father is too. Though the demands from a mother often outweigh that from a father, his role can never be disregarded. A new life depends on him making his own life far too precious to lose. And hence with fatherhood too, the importance of life insurance multiplies manifolds.

When we became parents last year to a beautiful little girl, I changed as a person and so did my husband. I saw tears of joy in his eyes. I saw worry too for her well-being. He wanted to do everything possible to ensure she has a comfortable and healthy life. People say a mother is born nine months before delivery. Well, I say, so is a father.

I saw my husband transition into a father in every sense possible. From holding her for the very first time to changing her nappy, he did it all. I noticed that he was nervous, emotional but never shied away from doing his bit.

So much goes on in your mind when a baby becomes the focus of your life. As a mother, I know there are so many preoccupations. And it is no less for a father. I noticed my husband became more cautious while driving because now he had a child to worry about. He started being conscious about his health too so that he can always be present for her. And not only that, he became even more careful with financial planning and investment for her. All this on becoming a father.

Raising a child is a multi-dimensional responsibility. You need to be financially secure to perform this role without compromise. Child health care, for example, is anything but affordable today. In fact, healthcare, in general, is so today. Now, god forbid, something happens to the father, or any parent for that matter, straining the family’s finances, the money kept aside for the child shouldn’t be diverted. At least that was one of the main reasons my husband was so keen on life insurance particularly. He wanted to be prepared for every expense, every eventuality so that our daughter is always sufficiently provided for.

Insurance is a fail-safe every parent needs, whether a father or a mother, so that there is no dearth of finance for the child’s care and necessities.

We chose to invest in life insurance to secure our daughter’s future. We could have traveled or spent money without a care but we chose not to. I think investing in insurance is perhaps the best gift you can give to your child and your family too.

With HDFC life’s Click to Insure, the process becomes far simpler as well. They have an online insurance calculator and insurance premium calculator to help you with your decision. And not only that, HDFC Life has a wide range of plans to choose from. Then there is the assisted buying facility which could be via chat, call or even co-browsing. They help you make an informed choice, an important choice. And their support extends beyond purchase. From policy trackers to policy servicing – paying premiums, managing funds, making a claim – all are available online. All you need to do is click. Yes, all services and assistance available online, #YehBhiOnline.

So, what are you waiting for? Invest in life insurance and live in the present without fear.